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Choose your property. Submit your offer. If accepted, move to next stage. |
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See your Mortgage Broker to Arrange your Mortgage
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Valuation Done. Copies sent to you and your solicitor |
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You instruct your solicitor to proceed with purchase
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Mortgage is agreed and valuer is instructed by your lender
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If lender is happy with valuation, a mortgage offer letter is sent to you and the solicitor |
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Solicitor performs local searches and other legal work |
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Draft contracts prepared by seller's solicitor and sent to your solicitor for you to sign
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You complete the purchase. Mortgage funds received by solicitor. You get your keys to your new home
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You sign and exchange contracts. This is the point where the sale and purchase becomes legally binding
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